When the clock strikes midnight on Jan. 1, your world does not magically transform — though you may spring out of bed the next morning (or, you know, late afternoon) motivated to make it your year. Having a clean slate financially can help alleviate a major source of stress and set you up for success in all areas of life. But the temptations to spend big and often — especially during the holidays — can overwhelm you. So, how do you ensure your finances let you enter the new year with hope instead of dread at all the bills coming due?
For You: The No. 1 Way Americans Become Millionaires Is Pretty Boring — and Easy To Do
