San Francisco comes with a far higher cost of living than most U.S. cities. Even excluding rent, the cost of living runs 42.3% higher than in Kansas City, Missouri, according to Numbeo. Restaurants cost 34.6% more, groceries cost 35.4% more and rent costs a dizzying 159% more.
San Francisco is hardly alone as an outlandishly expensive city in California, either. “Similar costs apply in San Diego, Santa Barbara, Los Angeles, Palo Alto and San Jose — all are high-cost, high-pressure retirement spots,” said financial planner Adam Spiegelman of Spiegelman Wealth Management.
