
For decades, retirees have been told that saving as much as possible is the golden rule. But as retirement trends shift and life expectancies lengthen, that advice may not always serve everyone well. Many older adults are discovering they saved aggressively only to live far more frugally than necessary in retirement. The result? Missed experiences, unnecessary anxiety, and untapped enjoyment of the wealth they worked so hard to build. Experts now say it’s time to challenge a few of the biggest myths that push retirees to over-save and under-live.