Homeowners across the country are getting shocking news—insurance companies are refusing to renew or even issue new home policies. What used to be a simple yearly renewal has turned into a struggle, especially in states prone to severe weather or rising rebuilding costs. From California to Florida, homeowners are being told they’re too risky to insure. The reasons behind this shift reveal a broader crisis in the insurance industry. If your renewal notice comes with a cancellation, here’s why—and what you can do about it.
