Raising a neurodivergent child often comes with love, resilience, and a level of financial planning many families never saw coming. While insurance may cover some basics, parents frequently discover hidden costs that quietly pile up month after month. From therapy gaps to specialty products, these bills can strain even carefully managed budgets. For families navigating autism, ADHD, sensory disorders, or related conditions, understanding these overlooked costs can make financial surprises a little less overwhelming.