A weekend renovation project can start with a simple idea and a trip to the hardware store, then suddenly involve wiring, plumbing, permits, and a mountain of decisions. Before tearing out cabinets or knocking down walls, DIY remodelers should ask key home-insurance questions that can prevent expensive surprises later.
Home improvements can add comfort, value, and personality to a property, but they can also create insurance headaches if homeowners skip important conversations. A quick call with an insurance provider before picking up a hammer can help clarify coverage, limitations, and possible risks.