Connecting a budgeting app to your bank account takes less than a minute. Understanding exactly what you’re giving that app permission to see can take much longer—and many people never look beyond the “Allow” button.
“Too many Americans are stuck in financial products with lousy rates and service,” said former CFPB Director Rohit Chopra back in 2024. And the same continues to be true today. A few minutes spent checking what an app can access can prevent surprises later and help people make smarter choices about their personal financial information.
