I'll admit – I sometimes fall victim to the spending bug. Online shopping makes it especially easy to buy things on a whim, which, if you don't have a lot of self-control, can become a pretty bad habit over time.
The rate at which Americans are saving up for the future has been decreasing lately. The personal savings rate jumped incredibly high during the pandemic, with people staying at home and not spending money and all. So we might still be seeing consequences today.
Still, advice from frugal people never hurt anybody. That's why we're bringing you some money-saving tips from two threads online. In one, people shared the frugal choices that were absolutely worth their time. In another, they revealed which ones are actually a huge waste of time.
