Many public sector banks offer attractive interest rates on special tenure deposits in comparison to regular fixed deposits (FDs). One of the popular special FDs offered by many public sector undertaking (PSU) banks is the 444-day FD. Here, we tell you the highest interest rates offered on the 444-day FD by various PSU banks and also the maturity amount in each FD on a Rs 5 lakh investment.
State Bank of India 444-day FD interest rates
State Bank of India’s (SBI) 444-day special FD is known as the ‘Amrit Vrishti’ scheme. The PSU bank offers a 6.45% interest rate to general citizens on this FD.
Bank of Baroda 444-day FD interest rates
Bank of Baroda, under its bob Square Drive Deposit Scheme (444 days), offers an interest rate of 6.45% to general citizens. These rates are applicable from June 12, 2026.
Canara Bank 444-day FD interest rates
Canara Bank, on its 444-day deposit, offers a 6.50% interest rate to general citizens. These rates are applicable from March 17, 2026
Central Bank of India 444-day FD interest rates
Central Bank of India, on its 444-day deposit, offers a 6.75% interest rate to general citizens. These rates are applicable from May 10, 2026.
PNB 444-day FD interest rates
Punjab National Bank, on its 444-day deposit, offers a 6.60% interest rate to general citizens. These rates are applicable from June 1, 2026.
Indian Overseas Bank
Indian Overseas Bank, on its 444-day deposit, offers a 6.60% interest rate to general citizens. These rates are applicable from May 15, 2026.
Which PSU bank provides highest maturity on Rs 5 lakh investment?
| Bank | 444-day FD interest rate | Investment | Approx. interest earned | Approx. maturity amount |
| Central Bank of India | 6.75% | Rs 5,00,000 | Rs 42,416 | Rs 5,42,416 |
| PNB | 6.60% | Rs 5,00,000 | Rs 41,443 | Rs 5,41,443 |
| Indian Overseas Bank | 6.60% | Rs 5,00,000 | Rs 41,443 | Rs 5,41,443 |
| Canara Bank | 6.50% | Rs 5,00,000 | Rs 40,795 | Rs 5,40,795 |
| SBI | 6.45% | Rs 5,00,000 | Rs 40,472 | Rs 5,40,472 |
| Bank of Baroda | 6.45% | Rs 5,00,000 | Rs 40,472 | Rs 5,40,472 |
Calculation note: The maturity amounts above are approximate because the actual FD maturity calculation can vary depending on the bank's compounding and day-count methodology. This is just for illustrative purposes.
