
The general advice for claiming Social Security benefits is to wait as long as possible to maximize the amount you can get — but not everyone heeds that advice. It can be hard to figure out a precise retirement date, as life events, financial considerations and health issues often decide for you.
Whether you haven’t been able to pad your retirement account as much as you like or don’t think your monthly benefits will be enough in the long term, you may want to rethink your retirement timeline. Jean and Edward Lewis of Texas retired on only Social Security income and have some regrets about it. Read on to find out why.