High-end automobiles or luxury vehicles often come with large price tags that risk faster depreciation than these prime cylinder engines can accelerate. However, research from multiple industry observers indicates that certain models better retain their value over time while still delivering on performance and quality.
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As 2025 winds down, it’s good to know what specific models are worth a substantial down payment. Below are four vehicles with price tags over $45,000 that many seasoned reviewers deem prudent choices if you want a luxury car worth the money.
Acura RDX
- MSRP: $46,050 to $55,800
A popular choice in the compact luxury brand SUV field, this model uses a turbocharged four-cylinder that leads to 272 horsepower. Owners cite its comfortable cabin, user-friendly driver assistance features, infotainment system, pleasant driving experience and all-wheel drive as positives.
Reviews characterize the RDX as an excellent value because it includes numerous standard features at a lower initial cost than many European rivals, luxury models or even some economy cars. It also typically achieves above-average depreciation rates.
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Lexus RX
- MSRP: $50,475 to $62,870
This crossover SUV has earned a strong following for its blend of reliability and comfort performance. It uses a 2.4-liter inline-four engine, which provides adequate power without excessive consumption, giving you the added benefit of decent fuel economy.
Interiors typically come with user-friendly controls and comfortable seating arrangements. The brand has a reputation for longevity, and owners often encounter fewer mechanical headaches. As a result, used values remain higher than average, appealing to those seeking an upscale family vehicle that’s not a major money pit down the road.
Cadillac CT5-V Blackwing
- MSRP: $99,190
Occupying the mid-size sport luxury sedan category, this choice blends a spirited twin-turbo V-6 with a comfortable ride. Many owners enjoy advanced features like semi-autonomous driving aids, which can elevate daily commutes.
This 2025 Cadillac model typically fares better than some of its rivals in resale. While it might not top every ranking, it gets singled out as a respectable balance of performance and value. Car and Driver rates it a 10/10.
Porsche 911
- MSRP: $122,095 to $187,995
This iconic sports car stands out for delivering top-tier performance while avoiding the steep depreciation typically associated with exotics. Even older models often sell for strong prices on the pre-owned market. Whether you prefer a base Carrera or more powerful GTS and Turbo trims, the 911’s driving dynamics and heritage of mechanical robustness account for its enduring appeal.
Buyers must accept a higher sticker price, but the car’s retained value helps balance the cost. Car and Driver gives it a 10/10 rating, which is good to know when buying a luxury car that offers you everything you want on wheels.
Caitlyn Moorhead contributed to the reporting for this article.
Editor’s note: MSRP sourced via Car and Driver and accurate as of Oct. 29, 2025.
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This article originally appeared on GOBankingRates.com: 4 Luxury Cars Over $45K That Are Worth the Money
