3 ways to avoid a financial holiday hangover next year

Girl counting US Dollar bills, using calculator, and writing expenses. Woman doing budget, estimating money balance for shopping spree. Female accountant paying taxes. Girl counting Christmas gifts. (Credit: Getty Images)

Now that the gifts have been opened, the decorations have come down and the credit card bills are rolling in, you may be faced with a financial holiday hangover.

“When I think of a financial holiday hangover, I think of the buyer's remorse many feel after the glow of the holidays has dimmed,” says Nathan Astle, certified financial therapist for Beyond Finance. “Just like an alcohol hangover, we realize the festivities we enjoyed may have some consequences we didn't thoroughly plan to experience.”