To Roth, or not to Roth? That's the question facing millions of retirees and pre-retirees this year.
For many, a Roth conversion is a great way to defuse the 'tax bomb' of future Required Minimum Distributions (RMDs). But paying taxes upfront is a bad deal if the strategy doesn't fit your long-term goals. If you're currently debating a conversion, start by asking yourself these three questions to make sure you're making a choice that will save you money in the long run.
