Christmas can be an expensive time of year for families but financial experts have come up with some useful tips on how we can reduce our costs.
"The cost of living is biting everyone, and Christmas can feel like a burden rather than a joy," says finance expert Holly Mackay, founder of the consumer financial website Boring Money (boringmoney.co.uk). But Rajan Lakhani, a money expert at smart money app Plum (withplum.com), says that although times are tough, there are many ways to cut festive costs.
"Buying presents for family and friends is going to be harder as prices rise, stretching family budgets further," he says. "But it's definitely still possible to budget for a wonderful family Christmas this year." Here are 10 cost-cutting tips from the experts.