Setting up a trust can be one of the smartest moves in estate planning. It allows you to pass assets to your heirs while avoiding probate, preserving privacy, and maintaining some control over how your wealth is distributed. But just because trusts are powerful tools doesn’t mean every asset belongs in one.
In fact, putting the wrong things into a trust can trigger unintended tax consequences, disqualify you from certain benefits, or even create legal headaches for your loved ones later. Yet many people still blindly move everything they own into a trust because someone told them to, or because they read it was the “responsible” thing to do.
