
If something about your finances suddenly feels “off,” it’s worth paying attention—especially if family members are involved. Many cases of financial exploitation don’t come from strangers, but from people you trust, including adult children. That doesn’t mean every situation is malicious, but unexplained changes in your bank account should never be ignored. Knowing the warning signs can help you protect your money, your independence, and your peace of mind. Here are 10 signs your adult child may already have access to your account—whether you intended it or not.