Retirement law is supposed to protect people. It’s meant to ensure that, after decades of hard work, you can finally enjoy some peace, financial security, and dignity. But what if the very laws meant to safeguard your future are riddled with loopholes, blind spots, and outdated rules?
That’s not a hypothetical. It’s reality. Despite decades of reforms and proposals, U.S. retirement law is still wildly incomplete. The result? Millions of retirees and near-retirees fall through the cracks every year, often without even realizing it until they’re already suffering the consequences.
