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GOBankingRates
GOBankingRates
Jordan Rosenfeld

10 Reasons You Should NOT Do a Roth Conversion

Medicare IRA Doug Carey Mark Cuban Social Security

A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401(k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the time of rollover, but you won’t pay taxes in retirement when it’s time to withdraw from the Roth.

Read Next: This ‘Boring’ Investment Could Be the Secret To Never Running Out of Retirement Income

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