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Kiplinger
Kiplinger
Business
Kate Schubel

10 Cheapest Places to Live in North Carolina

North Carolina state sign against bright green trees in the background.

Thinking of moving to North Carolina this spring? Join the crowd. As we head into the 2026 relocation season, the Tar Heel State remains a top-three destination for new residents seeking a balance of lifestyle and financial stability. Why? Well, there may be several reasons. Apart from four-season weather and relatively low costs on essentials like housing and utility bills, North Carolina also offers some tax perks. Residents enjoy a flat income tax rate of 4.5% (so you know what to expect on your state tax bill) and modest property tax bills compared to the national median. But affordable living in North Carolina can be a moving target. As popular hubs like Raleigh and Charlotte see prices climb, savvy movers are looking for the "hidden gems" where property taxes remain below $970. Here is the 2026 data on the 10 cheapest places to live in North Carolina.

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