You may have heard that taking a defensive driving course — sometimes called a driver improvement course or something similar — may lead to car insurance discounts. But you might not know that some states actually require insurers to offer those discounts. You also might not know just how affordable the courses are and how big of a discount you can get for taking one.
Most eligible courses can be done completely online and take just four to eight hours to finish. Often, insurers will keep the discount in place for three years after the date the course was completed. At that point, you can simply take the course again to get the discount for another three years.
