An adult child moving back home can solve a financial problem quickly, but it can also create a brand-new one if nobody talks about money. Before the boxes arrive and the childhood bedroom becomes headquarters again, parents and adult children should agree on exactly who pays for what.
That conversation might feel awkward, especially when everyone wants the arrangement to work. Still, a slightly uncomfortable discussion over coffee beats a spectacular argument over hundreds in grocery bills three months later. Clear rules can protect the household budget while giving an adult child a realistic path toward financial independence.
