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Saving Advice
Saving Advice
Amanda Blankenship

You Need a Walk-In Shower After a Fall — Does Medicare Pay for Home Modifications?

Medicare home modification coverage
Original Medicare generally doesn’t function as a home-remodeling benefit, even when a safer bathroom is medically advisable. Medicaid, Medicare Advantage benefits, and local aging programs may offer other avenues to investigate. Pixel-Shot/Shutterstock

A bad fall can change the way you look at your own home overnight. Suddenly, stepping over the side of a bathtub feels dangerous, the stairs seem steeper, and installing a walk-in shower or grab bars feels less like remodeling and more like a medical necessity. Unfortunately, needing a safer bathroom doesn’t automatically mean Original Medicare will pay to renovate it. Understanding Medicare home modification coverage before hiring a contractor can prevent an expensive surprise and may point you toward other programs that could help. Here’s what retirees and their families should investigate when a fall makes home safety improvements suddenly urgent.

Original Medicare Generally Doesn’t Pay to Remodel Your Bathroom

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