You Need a Budget (YNAB) is a software service aimed at people who need to get their finances in order and keep them that way. It’s an online arrangement that involves a relatively straightforward series of setup steps, plus features designed to sharpen up your budgeting skills. Other similar budgeting software options include Quicken, Banktree, Money Dashboard and Moneydance.
There are new core features that allow you to connect directly to bank and credit card accounts, as well as setting yourself money management objectives with the Goals option. With setup complete all you’ll really need to do is dip in and out as you progressively build up a bigger picture of your monthly incomings and outgoings. It’s a good bet if you’re looking to save money or pay off debts.
