Motorists risk being left with an unexpected and hefty bill if they do not check their insurance small print for “loopholes”, Which? has warned.
The consumer group, which analysed 49 policies from insurers, said it had found some gaps in cover for personal belongings and “surprising” exclusions for courtesy cars.
Nearly all policies it looked at contain some personal belongings cover – which helps people repair or replace items damaged in or stolen from a car.