You Finally Have Enough Money — So Why Are You Still Afraid to Spend It?

Building wealth can make saving feel automatic, but financial security also means knowing when some of your money can safely be used to enjoy life – Shutterstock

Having enough money can create a strange problem: spending it may still feel wrong.

A person can build a healthy emergency fund, eliminate expensive debt, accumulate retirement savings, and reach a point where ordinary purchases no longer threaten financial security. Yet that person may still stare at a $120 dinner, a weekend trip, or a new pair of shoes and think, “Do I really need this?”