In their scramble to secure a foothold on an increasingly unaffordable housing ladder, some young investors might be looking for new ways to boost their returns on savings.
One such approach – albeit highly risky – is “leveraged investing”. In simple terms, this means borrowing money to invest.
Holding a mortgage is itself one way of doing this. This is because the relatively small deposit you pay to secure the loan exposes you to the capital gains (or losses) on an entire property as prices go up (or down).