Have you made arrangements for your year-end RMDs? It's a key piece of retirement planning. And it’s not exactly mad money, but an influx of cash via a required minimum distribution (RMD) from your IRA or workplace retirement plan does give you options. The money is yours, of course. So, you can do with it as you please.
But, like all things related to money, there are ways to optimize the cash that makes its way back into your checking account after an RMD.
