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The Guardian - UK
The Guardian - UK
Business
Virginia Wallis

Would my mum lose her house and savings if she had to go into care?

A row of houses in London, Britain, in March 2023.
The reader’s mother is concerned about the future and her property if she needs to go into a care home. Photograph: Neil Hall/EPA

Q My mum would like to give her property to me and my brother, as she is worried that if she had to go into a care home she would lose her house and savings. I have read about deprivation of assets and am just curious to know how the council decide that this has occurred.

Another option my mum and I have been considering is buying a property together. That way I can care for her if she gets sick. Again, if she did need to go into care in this situation, would she still be liable to pay for her care fees? What if, when we bought the property, we put it in my name?
HA

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