The Department for Work and Pensions (DWP) will start giving over eight million households the second part of the £650 cost of living payment from Tuesday. Payments for £324 will land in bank accounts between November 8 and 23, for most eligible claimants and some members of the Daily Record Money Saving Scotland Facebook group have received confirmation text messages from DWP.
People claiming Working Tax Credits or Child Tax Credits - with no other means-tested benefit - will receive the money between November 23 and 30. Nobody needs to apply for these payments as they will be made automatically if you are eligible and meet the requirements of the qualifying period.
Universal Credit ‘nil awards’ can be a tricky topic to understand, but as long as you have received a benefit payment for at least one penny during the qualifying period, you will be eligible for the £324 cost of living payment.