A woman who ran up secret debts of £28,000 with six maxed-out credit cards and two loans has revealed how she got her "black cloud" of debt under control.
Credit card borrowing soared by £1.5billion in February to £59.5billion, the highest since records began in 1993.
The average adult owes more than £1,100 on a credit card and the number of households struggling with debt has risen by a third.
