Withdrawn your entire EPF balance after a job switch? You may still need to transfer service history to protect your pension under EPS 95

For many salaried employees, changing jobs often involves a familiar routine: transferring the Employees’ Provident Fund (EPF) account or withdrawing the accumulated EPF balance before moving to a new employer.

Once the money reaches the bank account, most assume the process is complete. What is often ignored is the EPS contribution which is crucial for get pension under the EPS 95 scheme.