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MyLifeXP

Lifestyle

Noopur Kumari

Will UPI Payments Above Rs 2,000 Cost You More? The Truth

UPI India My Life XP fintech

For years, UPI has made digital payments simple, instant and completely free for millions of Indians. Whether paying for groceries, booking a cab or shopping online, users never had to think about extra transaction charges.

Now, a new government proposal has sparked fresh discussions about Merchant Discount Rate (MDR) on certain UPI transactions. While nothing has been implemented yet, the proposed legal changes have left many wondering whether payments above Rs 2,000 could soon become different.

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