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In a world that idolizes IQ scores and academic accolades, it’s easy to assume the brightest minds will amass the greatest fortunes. Yet, reality paints a different picture. High intelligence often fails to translate into wealth. Why? The answer lies not in brainpower alone, but in the daily habits that bridge knowledge and prosperity. As my Rich Habits research reveals, self-made millionaires—those who built their wealth from scratch—aren’t defined by their smarts. Only 23% held advanced degrees, and a mere 12% boasted genius-level IQs. Instead, success stems from deliberate routines that compound over time.
