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The Economic Times

Business

Anshika Jain

Why Rs 1 crore term insurance cover in 2026 may not be enough for many families

If you weren’t around tomorrow, would ₹1 crore really be enough to safeguard the life you've worked so hard to build for your family?

If your family's monthly expenses are over Rs 1 lakh, then a Rs 1-crore corpus might not cut it. Even if invested at 7.5% and regular monthly payouts of Rs 1 lakh, it could be exhausted in about 13 years.

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