
Retirement security has shifted dramatically over the past few decades in America. Whereas most workers used to put in their time and then have their retirements covered by pensions and Social Security, the bar for financial security has quietly moved.
Higher everyday costs, longer retirements, and more responsibility in the hands of individuals have changed the math in ways many households didn’t plan for. So, if retirement feels impossible now, you’re not alone. Fortunately, there are practical steps you can take to regain control. Here’s what you need to know.