You get a payment reminder through the letterbox, maybe for a credit card, an overdraft, a bill, or a parking fine. You ignore it and leave the envelope unopened, or put it to one side to deal with later. Many of us will recognise this scenario.
Ignoring debts and other payment commitments is often dismissed as being irresponsible. But a closer look reveals that many people see things differently, reflecting a deeper point about inequality in Britain today.
