It starts small. A late credit card payment here, an unopened bill there, and suddenly—poof!—you’re pretending the problem doesn’t exist. For some people, debt feels like a monster hiding in the closet, so they do the most human thing possible: close the door and hope it gets bored and leaves. But here’s the thing—debt doesn’t have an expiration date just because you stop looking at it. In fact, ignoring it might make it grow teeth, gain interest, and start knocking louder than ever.
