Most employees know their company offers some sort of retirement plan, but millions still brush it aside. The irony is that these plans are often the easiest way to start building serious financial security. Skipping them means walking past free money, thanks to employer matches. Yet people procrastinate or avoid signing up as if paperwork is scarier than losing out on decades of compounded growth. The paradox is clear: something designed to help is ignored by the very people it’s meant to benefit.
