Imagine sipping cocktails on a beach in Bali while knowing your credit card back home is crying for mercy. For many people, that fantasy becomes reality—except the part where the financial hangover sets in once the tan fades. Vacations are meant to be an escape, but too often, they come with a price tag people simply can’t handle upfront.
Instead of saving, they take out loans, swipe cards, or finance dream trips they’ll be paying for long after the souvenirs gather dust. But why do so many people willingly sign up for debt just to sit poolside with a fruity drink?
