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Annette Greenhow, Assistant Professor, Faculty of Law, Bond University

When insurers walk away from concussion risk, who protects athletes?

A recent move from a leading insurance provider has made it more difficult for AFL and AFLW players to access brain injury insurance.

In March, Zurich Australia announced concussion and head trauma exclusions for professional players who held total and permanent disablement (TPD) insurance as part of the AFL Players Association superannuation fund, the trustee for which is AMP.

This means no TPD benefit will be payable for football-related brain injury including concussion and chronic traumatic encephalopathy.

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