
I think every friendship group has a financial unicorn. The financial unicorn is not rich, necessarily, nor are they always blessed with rich parents (wonder what that feels like). The financial unicorn, as I see it, is a majestic being that is somehow on top of their crap, financially, regardless of how much they actually have.
This is the person that always has their taxes in on time (wonder what that feels like), the person who always pays their bills on time, the person who pays their bills ahead of time, even.