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The Independent UK
The Independent UK
National
Sally Ho

What to know about home insurance coverage after a major natural disaster

California Wildfires Insurance Inequity Things to Know - (Copyright 2025 The Associated Press. All rights reserved)

It’s one thing to fix your home after something basic has gone wrong, but it’s a different beast to rebuild and recover after a major natural disaster has destroyed multiple properties on your street, in your neighborhood or across the region.

Don’t wait until you’re in crisis mode to figure out what to expect. It's important to understand your benefits and rights when it comes to home insurance in the event of a widespread emergency.

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