Reaching the six-figure mark in your 401(k) is a major milestone. So the GOBankingRates reader who wrote in to share that they’d saved $300,000 in their 401(k) deserves serious kudos. Still, the reader knew they were at a critical juncture on their financial path. With a balance this size, the decisions they make next could have an outsized impact on their long-term retirement readiness.
Their question was simple: “What should I do now?”
