International students and job seekers planning to move to Germany may come across a key financial requirement during the visa process: the blocked account, known in German as a Sperrkonto .
The account serves as proof that a visa applicant has enough money to support themselves while living in Germany. Under current requirements, applicants typically need to deposit €11,904 into a blocked account.
Once they arrive in Germany, they can access the funds gradually, with a monthly withdrawal limit of €992 to help cover living expenses.
What is a blocked account?
A blocked account is a special type of bank account used by German authorities to verify that foreign nationals can financially support themselves during their stay.
Unlike a regular bank account, the funds are restricted. Applicants cannot withdraw the entire amount at once. Instead, the money is released in monthly instalments after arrival in Germany and completion of the required registration procedures.
The system is designed to ensure that students and certain visa holders have access to funds throughout the year rather than spending them immediately after arrival.
Who needs a blocked account?
According to the guidance, individuals from countries outside the European Union and Schengen Area may need a blocked account when applying for several long-term German visas.
These include:
- Student visas
- Job-seeker visas
- Training or apprenticeship visas
- Au pair visas
- Visas for recognition of foreign qualifications
- Language acquisition visas
- Germany's Opportunity Card (Chancenkarte)
Certain applicants may qualify for exemptions, including those who can demonstrate alternative sources of funding such as scholarships, government support or sponsorship arrangements.
How much money is required?
The required amount for 2025 is €11,904, which corresponds to Germany's estimated annual living expenses for a student.
