What’s in their (digital) wallets? The scammers loading up phones with stolen cards

Fraudsters use classic deception techniques to lure a victim into giving the card details and necessary codes to set up a bank card on their own phone. Photograph: Artem Oleshko/Alamy

A new and ­sophisticated fraud has emerged in which criminals transfer the bank cards of victims on to the digital wallets of their own phones and then buy goods online and in high street shops.

A group of anti-fraud bodies have come together to warn of the dangers of the scam, which international criminal gangs have been using in the UK as well as North America and other countries.