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Gerhard Kling, Chair in Finance, University of Aberdeen

What Revolut’s attempt to secure a UK banking licence could mean for its current customers and for the 'unbanked'

Revolut United Kingdom fintech World Bank

Revolut CEO Nik Storonsky: all he wanted for Christmas (2022) was a UK banking licence. Revolut

Last year, the CEO of financial technology (fintech) company Revolut added a UK banking license to his 2022 Christmas wish list, telling startup news outlet Sifted: “I would love to have it as a Christmas present. A present for me personally and for the business.”

But it’s nearly Christmas 2023 and Revolut still hasn’t secured the right to take deposits from the UK customers – the main benefit to the company of getting a UK license.

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