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The Independent UK
The Independent UK
Business
Albert Toth

What is LTV in mortgages? Martin Lewis explains most important factor for first-time buyers

Martin Lewis

The start of 2025 has brought positive news for home buyers as property value growth steadies and lenders begin offering better mortgage rates.

This year’s sales market is off to a stronger start than in 2024 and 2023, according to the latest data from Zoopla, with buyer demand up 13 per cent.

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