Most people plan to leave something behind—a home, savings, or even sentimental items—but surprisingly few take the time to name who should receive them. When you never pick heirs, your financial legacy is left up to state laws, not personal choice. That means years of hard work and careful saving could be tied up in court, divided among distant relatives, or even claimed by the government. Understanding what really happens when you never pick heirs can help you take simple, proactive steps to protect your assets and ensure your wishes are honored.
