
When retirement arrives, many parents consider letting an adult child move into their home or second property. On the surface, it feels like a loving gesture—helping them save money, recover from setbacks, or get back on their feet. But what starts as kindness can quickly spiral into financial, legal, and emotional stress. Retirement property isn’t just a roof over your head—it’s one of your biggest assets. Knowing the risks ahead of time can save both your home and your relationships.