With a market cap of around $25 billion, Fair Isaac Corporation (FICO) is a pioneer in predictive analytics and data science, helping businesses make smarter decisions across financial services, insurance, telecommunications, healthcare, retail, and other industries. Its FICO® Score is the standard measure of consumer credit risk in the U.S., used by 90% of top U.S. lenders, while its solutions help organizations in more than 80 countries improve profitability, manage risk, prevent fraud, and expand financial access.
Shares of the Bozeman, Montana-based company have underperformed the broader market over the past 52 weeks. FICO stock has decreased 22.9% over this time frame, while the broader S&P 500 Index ($SPX) has gained 18.7%. In addition, the stock has fallen 31.3% on a YTD basis, compared to SPX's 12.7% return.